As mentioned above, most of us put off making a will. It’s the “it’ll never happen to me” syndrome, but believe me at sometime or another it will and if you aren’t adequately prepared all types of problems may ensue. I hear you say “but when I’m dead and gone, why should I care??” – Well, it’s not the fact that you’re not affected by all this, but your dependants and people who think they deserve something, certainly will be and having a will makes everyone’s life so much easier.

If you haven’t got a penny to your name then I agree – don’t bother, otherwise read on.

In a survey, here are some reasons given for making a will:-

• I’ll decide who gets what – not the government. (Top answer!!).
• I want to avoid all the arguments in the family (and those who think they may be family!!).
• I wish to save a lot of heartache and grief after I die.
• I want to provide financial support for my children’s upkeep and education.
• There are children involved from previous relationships and I would not like them to be left out in the cold.
• I am married and if my wife and I were to die together I want to see everything divided up fairly.
• I’m living with someone but not married. I would be very unhappy if my estate were to go to immediate family members and not my ‘other-half’.